Products
Residential and commercial 1st mortgage, plus 2nd mortgage finance — priced off a single wholesale book with a transparent margin. 0.10% per month flat rate, no establishment fee, indicative terms within the hour.
01
1st Mortgage
From 8.69% p.a.
Entry-level residential 1st mortgage for smaller, metro-quality deals. Clean security, sensible LVR, straightforward exit.
02
1st Mortgage
From 9.49% p.a.
Premium residential 1st mortgage for higher-quality borrowers and assets needing flexibility on structure or term.
03
1st Mortgage
From 9.69% p.a.
Large-balance residential 1st mortgage for trophy assets, complex structures and significant exposures.
04
1st Mortgage
From 10.00% p.a.
Commercial 1st mortgage for smaller retail, office and industrial security. Acquisition, refinance or business purpose.
05
1st Mortgage
From 10.75% p.a.
Commercial 1st mortgage for mixed-use, larger industrial and more complex commercial security profiles.
06
1st Mortgage
From 10.69% p.a.
Specialised commercial 1st mortgage for englobo land, transitional security and assets outside standard commercial appetite.
07
2nd Mortgage
From 14.50% p.a.
Residential 2nd mortgage behind a major bank or non-bank first. Working capital, tax debt, settlement shortfalls and short equity needs.
08
2nd Mortgage
From 16.50% p.a.
Commercial 2nd mortgage for short-term liquidity behind a senior commercial facility. Tight criteria, fast turnaround.
09
Construction
From BBSW + 2.25% p.a.
Property-backed construction finance for experienced developers. Minimum $10M loan size, LVR up to 75%, Australia-wide.
Indicative rates · Subject to credit, valuation and risk loadings · Not a commitment to lend
Next step
Tell Johnny about the scenario or send it straight to our credit team. Indicative terms come back within the hour — and if it's not for us, we'll tell you fast.
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