Legal

Website Terms of Use

The terms on which we make discovercapital.com.au available to you.

Last updated: 7 July 2026

1. About these terms

This website is operated by Australian Garment Company Pty Ltd (ABN 50 661 330 981, ACN 661 330 981), trading as Discover Capital Group. By accessing or using this website you agree to be bound by these Terms of Use. If you do not agree, do not use the website.

2. General information only

All information on this website is general in nature and does not take into account your objectives, financial situation or needs. It does not constitute financial, credit, tax, investment or legal advice, an offer or a recommendation. You should obtain independent professional advice before acting on any information on this website.

3. Indicative rates, fees and terms

Any rates, fees, LVR limits, loan sizes, settlement timeframes and product features described on this website are indicative only and current at the date of publication. They are subject to change without notice and are subject to credit assessment, security evaluation, valuation, verification of information, satisfaction of conditions and formal approval. Actual pricing and terms will vary based on individual circumstances, security quality, LVR, loan purpose and transaction structure. Nothing on this website is a binding offer of credit.

4. Eligibility

Our credit products are available only for lawful, business or investment purposes to borrowers who meet our lending policies and applicable regulatory requirements. Some products are not regulated by the National Credit Code and are not available for personal, domestic or household purposes.

5. Third-party links and information

The website may contain links to third-party sites or content. We do not control, endorse or accept responsibility for third-party sites or their content, products or services.

6. Intellectual property

All content on this website — including text, graphics, logos, images, layouts and code — is owned by or licensed to Australian Garment Company Pty Ltd and is protected by Australian and international intellectual property laws. You may view and print pages for personal, non-commercial use. Any other use, including reproduction, distribution, modification or framing, requires our prior written consent.

7. Acceptable use

You must not use the website in any way that is unlawful, infringes any person's rights, or is likely to damage, disable or impair the website or interfere with any other user's use of it. You must not attempt to gain unauthorised access to any part of the website, our systems or the accounts of other users.

8. Disclaimer and limitation of liability

To the maximum extent permitted by law, we make no representations or warranties about the accuracy, completeness, currency, reliability or suitability of any information on this website, and we exclude all liability for any loss or damage (including consequential loss) arising from your use of the website or reliance on any information on it. Nothing in these terms excludes any rights or remedies you may have under the Australian Consumer Law that cannot lawfully be excluded.

9. Privacy

Our collection and handling of personal information is described in our Privacy Policy.

10. Changes to these terms

We may update these terms from time to time by posting the revised version on this page. Your continued use of the website after any change constitutes acceptance of the revised terms.

11. Governing law

These terms are governed by the laws of New South Wales, Australia. You submit to the exclusive jurisdiction of the courts of that State and courts of appeal from them.

12. Contact

Discover Capital Group, 206 / 98 Riley Street, Darlinghurst NSW 2010 — deals@discovercapital.com.au.

Submit a deal

Indicative within the hour. Talk to Johnny, or talk to us.

Fast

1hr indicative · Same-day term sheet

Fair

0.50% bonus commission, every deal

Certain

$1,000 if our term sheet falls over

Discover Capital

Private credit and short-term commercial finance for property developers, business owners and investors across Australia.

Built by brokers, for brokers.

What we lend

  • Residential 1stfrom 8.44%
  • Commercial 1stfrom 9.75%
  • 2nd Mortgagefrom 14.25%
See all services

Speak directly

Managing Director

Michal Fort-Williams

0438 358 226

Head of Origination

Sebastian Williams

0408 864 774
deals@discovercapital.com.au

206 / 98 Riley Street

Darlinghurst, NSW 2010, Australia

Regulatory & Compliance

Legal EntityAustralian Garment Company Pty Ltd
ABN50 661 330 981
ACN661 330 981
Australian Credit Licence (Connective)389328
Credit Representative Number554486
MFAA Membership700271
AFCA Membership121182
AUSTRAC Account260365003

Australian Garment Company Pty Ltd (ABN 50 661 330 981) trading as Discover Capital Group is a Credit Representative (No. 554486) of Connective Credit Services Pty Ltd, Australian Credit Licence No. 389328. Discover Capital is a member of the Mortgage & Finance Association of Australia (MFAA No. 700271) and the Australian Financial Complaints Authority (AFCA No. 121182), and is registered with AUSTRAC (Account No. 260365003).

General information only. The information on this website is general in nature and does not take into account your objectives, financial situation or needs. It is not financial, credit, tax, legal or investment advice, an offer, or a recommendation. You should obtain independent professional advice before acting on any information on this website.

Indicative rates and terms. All rates, fees, LVR limits, loan sizes and settlement timeframes are indicative only, current at the date of publication, and subject to change without notice. All lending is subject to credit assessment, security evaluation, valuation, verification of information and formal approval, and may vary based on individual circumstances, security quality, LVR, loan purpose and transaction structure. Nothing on this website is a binding offer of credit and past settlement outcomes are not a guarantee of future results.

Business purpose. Most credit we arrange is provided wholly or predominantly for business or investment purposes (other than investment in residential property) and is not regulated by the National Credit Code. See our Credit Guide and Complaints & Dispute Resolution for more information.

© 2026 Australian Garment Company Pty Ltd trading as Discover Capital Group. All rights reserved.

ABN 50 661 330 981 · Cred. Rep. 554486 · ACL 389328 (Connective) · MFAA 700271 · AFCA 121182 · AUSTRAC 260365003